Retirement & Financial Planning Report

A report for Congress has mapped how changes to Social Security benefits affects decisions on when to retire, finding that …More

Currently working men and women have largely similar hopes for retirement but levels of concern are consistently higher among women, …More

One consideration for older employees and retirees is that children’s eligibility for certain benefits changes as they age. Complicating the …More

Many people treat life insurance as a “file it and forget it” decision, but needs change over time. It could …More

What keeps you up at night? Well if you are an average American then it is probably the fear of …More

SSA employees don’t always caution potential benefits filers who would be affected by the “government pension offset”—including many of those …More

You’ll receive a lump-sum payment for annual leave to your credit when you separate from the federal service for retirement …More

If you decide to leave assets in a trust for your beneficiaries, consider your designation of trustee carefully. The most …More

When you become a new Federal Retiree on January 1, 2025, what will you end up doing with yourself? The …More

The FERS (Federal Employees Retirement System) pension calculation is based on three variables: your high-3 salary, years of service, and …More

Imposter scams remained a leading source of fraud against older persons last year in reports to both the FTC and …More

There is no one “magic bullet” that will provide all-purpose asset protection. However, there some things that you should do …More

You generally may keep dental and/or vision coverage under the Federal Dental and Vision Insurance Program when you retire (or …More

Processing of retirement applications, customer service to retirees and preventing improper payments remain among the major management challenges to the …More

After you retire, your agency will send your records to OPM, which will check whether you meet a needed age …More

In your homeowner’s insurance, you should be sure that you have a “replacement cost” policy rather than an “actual cash …More

A power of attorney can be a vital part of a financial plan. If you lose the ability to manage …More

Addressing the pending funding shortfalls in Social Security and Medicare were the top two retirement-policy related priorities for members of …More

Updated: Retirement is a significant milestone that often comes with the freedom to relocate and enjoy a new chapter of …More

On November 1, 2024, the Internal Revenue Service released the 2025 retirement plan contribution limits and other key numbers for …More

The continued higher rates of offsite working following the spike during the pandemic “could help older people with disabilities, who …More

If you are an employee who is getting married, you’ll need to notify your personnel office. If you are a …More

Every trust has a trustee, who holds property for one or more beneficiaries. Indeed, the most important person in the …More

Preparing yourself for retirement involves more than just building up your savings and applying for your federal retirement benefits. Other …More

Retirement as a federal employee is no easy topic. There are two essential questions to understand if you’re going to …More

Retirement savers are tapping into those accounts while they are still working a “concerning” levels, says a report by the …More

You should begin planning for retirement at least a year ahead of the day you expect to retire. However, an …More

If you draw up a will, any property included in that will must go through probate before it can pass …More

In their early career years the Millennial generation was behind prior generations financially, but in more recent years they have …More

Updated: There are several fine points of crediting unused sick leave, including one that proves to be a disappointment to …More