Retirement & Financial Planning Report

These investments work best inside your IRA or other tax-deferred retirement accounts: Short-term holdings. If you do any in-and-out trading, …More

The aging of the population is bringing with it a boom in grandparents and today’s granddad and grandma are more …More

If you once worked for the federal government and were covered by CSRS then left for greener pastures, you may …More

When you’re saving for your children’s college education, 529 plans offer some outstanding tax advantages. Investment buildup is tax-free and …More

Retirement is becoming more of a process and less of an event, according to a survey conducted by AEGON in …More

Should you elect a survivor annuity for your spouse when you retire? Before you say yes or no, just remember …More

Why do you need life insurance? Often, for one of these two reasons: * Income replacement. If your untimely death …More

Baby boom retirees and the generation immediately following them, called Generation X, are less likely to have enough postretirement income …More

  Under both CSRS and FERS, disability benefits are payable if you have become so disabled that you are prevented …More

There are several strategies you might wish to consider for improving your cash flow in retirement. One is the reverse …More

The rate of federal retirements outside the U.S. Postal Service picked up in 2012, continuing a trend of increases since …More

In recent years an increasing number of employees have left government before being eligible to retire. Many of them have …More

While much of the attention on the flexible spending account program for federal employees focuses on using such accounts for …More

A recent report on the state of the Social Security trust funds contains no surprises, which comes as good news …More

Normally, an employee is eligible to retire from federal service when the employee has at least 30 years of service …More

Just because you have a will, that doesn’t mean you have an estate plan. Some of your most valuable assets …More

Among the side effects of longer working careers for older persons that employers may fear—and may use as a justification …More

As a rule, at retirement you may keep your health benefits coverage only if you are currently enrolled and have …More

You must withdraw at least a certain amount from your traditional IRA each year after you reach age 70 1/2. …More

* IRA withdrawals are usually taxable income. Rates up to 35 percent now apply. If income tax rates rise in …More

A Congressional Budget Office report says that the need for long term care will increase sharply in coming years due …More

Making sure your records are in order is a big part of retirement preparation, and it’s never too early to …More

If you are concerned about inadequate income over a long retirement, consider investing in a variable annuity. * Variable annuities …More

The Senate Special Committee on Aging has started an investigation into reports of increased fraud targeting Social Security beneficiaries who …More

You may gain access to your money during your working career through loans and in-service withdrawals. If you have both …More

You may have decided to relocate in retirement, which might mean crossing state lines or just downsizing from a house …More

While low interest rates have been cited as a risk to retirees having an adequate income, a moderate increase in …More

One of the tasks that consumes the time of would-be retirees is figuring out what their annuity will be. They …More

Investment fraud and other forms of financial exploitation aimed at retirees often comes from trusted sources such as caregivers and …More

A successful retirement requires careful, long-term planning. Your responsibilities begin with signing up for a pre-retirement counseling seminar. Your agency …More