Retirement & Financial Planning Report

Stretching out an inherited IRA can produce more wealth for your heirs. Here’s how an IRA "stretchout" will work, in …More

The lengthening of working careers, which was accelerated by the recession, appears to have taken hold permanently and is no …More

One of the least understood choices faced by employees who are disabled or injured in the line of duty is …More

Many people go into a second or third marriage with children from a previous marriage. This can create an estate …More

Despite years of warnings about a retirement wave, retirements among federal workers have been relatively flat in recent years and …More

With all types of life insurance policies, the payout at death usually can be received by the beneficiary, free of …More

Various studies regarding adequacy of retirement savings have used widely differing data and assumptions and produce widely ranging and somewhat …More

As the CSRS employee population ages, an ever increasing number of them have accumulated 41 years and 11 months of …More

Variable annuities offer buyers the chance to choose among subaccounts, many of which resemble stock funds or bond funds. Your …More

There are at least three distinct personal approaches to retirement planning but each of them requires a commitment that can …More

It’s unfortunate but every year there are some federal employees who end up with a disabling mental or physical condition …More

While much of the attention on the flexible spending account program for federal employees focuses on using such accounts for …More

Retirees overall started claiming their Social Security benefits at earlier ages due to the economic downturn but while such a …More

You might lose your FEGLI life insurance coverage, but only under certain circumstances. You can lose coverage if: * you …More

When you’re saving for your children’s college education, 529 plans offer some outstanding tax advantages. Investment buildup is tax-free and …More

GAO has issued another in a series of grim assessments of OPM’s record in processing retirement applications, saying that even …More

If you are in good health and applying for a non-disability retirement, you are eligible to elect an insurable interest …More

While defined benefit retirement plans have been steadily eroding in the private sector for years, large employers remain the most …More

Planning for retirement is a crucial step in assuring that your transition from employment to retirement is free from last-minute …More

Many consumers are cutting back on debt these days. Obviously, you should start by paying down credit card balances, which …More

While much information about retirement saving focuses on investment strategies such as asset allocation "even perfect investing is unlikely to …More

As governmental plans, CSRS and FERS are not subject to the Employee Retirement Income Security Act (ERISA), which governs many …More

In addition to their civil service annuities, many federal employees purchase private annuities for investment, retirement planning and survivor benefit …More

In addition to their civil service annuities, many federal employees purchase private annuities for investment, retirement planning and survivor benefit …More

Workers who separate from their jobs should take care about moving their retirement savings accounts, according to a recent Government …More

If you leave the federal government before you are eligible to retire, you may be eligible for a deferred annuity. …More

As your personal situation changes through the years, so do your life insurance needs. You should review your life insurance …More

A report for Congress has laid out advantages and disadvantages of changing the inflation index used for annually increasing a …More

There are two little-used and little-known features of the Federal Employees Group Life Insurance (FEGLI) program that need to be …More

One reason for having a will is to make sure your wishes are carried out. If you die "intestate" (without …More