Retirement & Financial Planning Report

Confidence in having a secure retirement remains relatively low among both pre-retirees and those actually retired but in some cases …More

You want to make sure that all of your creditable service time counts in your retirement calculation. A first step …More

The way in which you hold your assets can affect your financial and estate planning. * Sole ownership. Holding assets …More

Employers that offer health insurance increasingly are moving to a "pay for performance" approach, according to a new survey that …More

If you are injured on the job, your FEHB enrollment will continue for up to 12 months in nonpay status …More

While you’re alive, you can create two types of trusts: * Revocable trusts. Such trusts can be cancelled or altered …More

In general, a deposit is the payment of the retirement deductions, plus interest, that would have been withheld from your …More

Taking an IRA distribution before age 59 1/2 usually results in a 10 percent penalty. That’s in addition to ordinary …More

A study has found that tax breaks are not necessarily the best inducement for people to save toward their retirement, …More

If you are one of the many FERS employees who have at least five years of CSRS service under their …More

Immediate annuities (also known as payout or income annuities) require you to pay to an insurance company. The insurer will …More

Large numbers of persons in the Generation X category—a 10-year cohort that followed the baby boom; the oldest of Xers …More

If you are married and approaching retirement, you’ll be facing decision of whether elect a survivor benefit for your spouse. …More

If you have a minor child, there are several strategies to pursue for better tax management of money for your …More

More retirement age people are carrying debt and the average amount also has risen, both disturbing developments given that it …More

Whether you are employed under CSRS, CSRS Offset or FERS, when you retire you"ll receive a lump sum payment for …More

As you grow older, you might no longer want to keep paying premiums for life insurance. If so, your options …More

The FEHB program is generally successful in providing quality care at affordable prices, one reason there have been so many …More

Many people, especially seniors, would like to leave an inheritance for their children or grandchildren. At the same time, they …More

"Special category" employees include law enforcement officers, firefighters, and air traffic controllers. If you fall into one of those categories, …More

The percentage of people continuing to work at older ages continues to rise, according to newly released data from the …More

Each of the federal insurance programs has procedures for challenging the denial of a claim. Federal Employees Health Benefits Program–First, …More

Delaying the receipt of Social Security beyond the point an individual is first eligible can be seen as a form …More

The period approaching retirement or in early retirement years is a common time to seriously consider taking out long term …More

Well before making a TSP withdrawal, you should begin thinking of the possible ways a mix and match withdrawal might …More

Public sector employees have a significant advantage over private sector workers and employees of nonprofits when it comes to health …More

Members of the baby boom generation and the GenX generation that followed them overall are better prepared for retirement than …More

Though Medicare covers many health care costs, you will still have to pay Medicare’s coinsurance and deductibles once you are …More

People are living longer, on average, so providing for income far in the future may be a concern. Possible tactics: …More

In general, a deposit is the payment of the retirement deductions, plus interest, that would have been withheld from your …More