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Monday, September 22nd, 2025
Federal Employee Handbooks

Retirement Policy

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Reinstating a Disability Annuity

Published: July 16, 2015

A disability annuitant whose annuity is terminated because of an “earning capacity provision,” and whose earnings in any subsequent year …More

No Delayed Withdrawals in VC Program

Published: June 4, 2015

Unlike in the Thrift Savings Plan, those who retire with voluntary contributions accounts have to make a decision at retirement …More

More than Math in Survivor Benefit Choice

Published: March 5, 2015

One of the more difficult choices that federal employees face as they move into retirement is whether to provide for …More

Social Security’s Tight Definition of Disability (Published: February 12, 2015)
Changing Your Mind on FLTCIP Coverage (Published: January 1, 2015)
FEHB Has Basic Coverage Requirements (Published: December 18, 2014)
Workers’ Comp and Disability Annuity Differ (Published: November 13, 2014)
The Misunderstood Lump-Sum Option (Published: June 19, 2014)
Changes Planned in FEGLI Elections (Published: March 6, 2014)
Proposal Would Restrict Annuity ‘Advances’ (Published: January 30, 2014)
TSP Changing Spousal, Beneficiary Policies (Published: December 19, 2013)
Some Retirees Must Replace ID Cards (Published: November 21, 2013)
Waivers of the Five-Year Rule: Possible but Rare (Published: October 21, 2013)
Military Deposit Policy Clarified (Published: September 12, 2013)
Pay Attention to Beneficiary Designation (Published: August 15, 2013)
How Furloughs (Mainly Don’t) Affect Retirement Calculation (Published: June 20, 2013)
The Lesser-Used Types of Retirement (Published: April 25, 2013)
‘Retirement Systems Modernization’ Retired (Published: April 11, 2013)
Looking ahead to Phased Retirement (Published: March 14, 2013)
CSRS-Offset’s Social Security Rules (Published: February 20, 2013)
Spousal Rights in TSP Withdrawals (Published: December 27, 2012)
FEHB Changes Allowed at Life Changes (Published: November 8, 2012)
Processing Problems Draw Hill Attention (Published: October 15, 2012)
Keep in Mind COLA Prorating (Published: September 13, 2012)
Phased Retirement Would Come with Strings (Published: May 31, 2012)
Investment of Unused Annual Leave Considered (Published: May 10, 2012)
Phased Retirement Wouldn’t Change Eligibility (Published: April 3, 2012)
Social Security Benefit Policies Have Effect (Published: March 7, 2012)
Buyouts, Early Outs Become More Expensive (Published: February 7, 2012)
TSP Withdrawal Options (Published: January 9, 2012)
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Issue Briefs What Goes Into Your Federal Annuity and How to Boost It
Forum
Questions forum

Retirement & Financial

  • Best States to Retire for Federal Retirees: 2025

    Updated: Retirement is a significant milestone that often comes with the freedom to relocate and […]

  • AI-Driven Scams Targeting Older Persons, Says Senate Panel’s Report

    Scams against older persons are increasingly using artificial intelligence and are increasingly using person-to-person money […]

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TSP

  • A Common Refrain in Retirement Trainings: Wish I Had Known Sooner

    Back when I was a retirement trainer, part of my role was to review course […]

  • The 4 Percent Rule, Plus or Minus: You Can Always Adjust TSP Withdrawals

    I’m sure that you’ve heard about the “4% rule”. This comes from the fact that […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

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Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2020L 2030L 2040L 2050G FundF FundC FundS FundI Fund
Aug1.12%%1.97%2.29%2.55%0.37%1.19%2.03%4.08%3.95%
YTD6.24%%10.04%11.37%12.47%2.98%4.99%10.76%8.96%21.50%
10yr4.91%%8.42%9.40%10.23%2.69%1.92%14.58%10.61%7.63%
View TSP chart
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