Is the I Fund a Bargain Now, After So Much Underperformance?
The I Fund has been the worst-performing equity fund in the TSP since its inception in 2001. Going back further, …More
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TSP Returns Expected to be Lower Over the Next Decade
Now that we’re almost 10 years into the second longest economic expansion in U.S. history, many analysts expect lower equity …More
The TSP 30 Years on, Still Evolving
In April of 2017 the Thrift Savings Plan celebrated its 30th birthday. However, the 401(k) plan has been around for …More
80 Percent of Pre-Retirement Income Means Saving a Lot
Saving for retirement through the Thrift Saving Plan or other savings instruments such as IRAs should be high on everyone’s …More
An Update on Stock Valuations: Still Pricey
It has been a volatile four months with big ups and downs, and the U.S. stock market is still technically …More
All TSP Funds Positive for January, But Headwinds for the G Fund
January was a very strong month for the TSP, with all funds in the green. The C Fund went up …More
Questions to Consider if You Will be Withdrawing from Your TSP in 2019
It’s good for us to consider what-ifs when we are planning our finances (or planning our lives, for that matter): …More
TSP Early Withdrawal Penalty Myth
Many federal employees believe there is an early withdrawal penalty for taking anything out of the TSP before reaching age …More
Can the Stock Market Rally All the Way Back?
After a month-long rally, the S&P 500 index which the C Fund tracks has been in a flat rangebound pattern …More
Global Stocks Pushed Higher Despite Uncertainty
Since their low point on Christmas Eve a few weeks ago, U.S. stocks and foreign stocks have been on a …More
Additional TSP Changes Under Consideration
The Thrift Board isn’t stopping with the implementation of the TSP Modernization Act, which is scheduled for September 15, 2019. …More
Parsing TSP Returns
The year-end TSP fund returns have been posted on the TSP website, as well as many other places. Soon the …More
How the Shutdown Could Impact the Stock Market
The current government shutdown is now the longest on record, surpassing the 21-day record set but the shutdown in 1995. …More
TSP Withdrawal Changes Take Effect This Year
The Federal Retirement Thrift Investment Board (FRTIB) isn’t going to let us forget that major changes are coming to the …More
Resolve to Save in 2019
It’s New Year Resolutions time and we will have a better chance of reaching our goals if we automate them, …More
December’s Strong Jobs Report Pushed Stocks Higher Last Week
The first week of January was choppy for markets, and was on a slight downward trend until Friday when multiple …More
Volatile Finish to 2018 for the Markets; Rough Month for TSP
December has been a rough month to cap a rough year for the TSP. With one trading day to go …More
Why Santa Didn’t Come for the TSP This Year
The United States stock market has been in rough shape since September, but December so far has been particularly brutal. …More
Roth Withdrawals Tax-Free Only if Qualified
This article looks at taxes on your Roth TSP balance. “What taxes?”, you ask, “Aren’t Roth withdrawals free from federal …More
Tax on TSP Withdrawals Depends on How You Take it Out
December 31st is the end of the calendar year and the end of the tax year for individuals. This article …More
U.S. Stocks Still Historically Expensive Despite Pullback
One of the most important factors that determines stock market returns over the next 10 years is how expensive stocks …More
This Recession Indicator Just Flashed A Warning
Stocks have continued their wild ride into December, as uncertainties abound about the likelihood and details regarding a potential U.S. …More
TSP Loans and Hardship Withdrawals
There are currently two ways that an employee younger than age 59 ½ can get money out of the Thrift …More
Rolling Funds Into the TSP
Though separated employees cannot make contributions to the Thrift Savings Plan (which can only be done through payroll deductions), they …More
4 Risks for TSP Investors in Federal Reserve Report
The Federal Reserve had a big impact on markets last week. Fed Chairman Jerome Powell gave a speech last Wednesday …More
TSP: Rollover at Retirement or Not?
When you separate from federal service you will have a choice as to whether to leave your money in the …More
Important TSP Dates Coming Up
There are several dates to remember between the middle of December and the beginning of 2019 as it applies to …More
U.S. Stocks Had the Worst Thanksgiving Week Since 2011
U.S. stocks continued their downward correction during Thanksgiving week. In particular, the Dow Jones Industrial Average which tracks 30 large …More
Storms Brewing in TSP I Fund Markets
The I Fund, which includes over 900 foreign companies and currently follows the MSCI Europe, Australasia, Far-East (EAFE) index, is …More
After Recent Rally, The C Fund is Positive Again Year-to-Date
During the recent October sell-offs, the C Fund which tracks the S&P 500 was briefly in the red for the …More
