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Federal Employee Handbooks

Expert’s View

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Court Leave for Jury Duty or Serving as a Witness

Published: July 16, 2024

It’s question and answer time. I ask the question. You provide the answer. First, have you ever been required to …More

Understanding Military Leave

Published: July 9, 2024

If you are a federal employee whose appointment isn’t limited to one year, under 5 U.S.C. 6323(a) you are entitled …More

Let’s Talk About Leave – Annual Leave

Published: June 11, 2024

Leave in its many forms is one of the greatest benefits provided to federal employees. In part one of this …More

Veteran Retirement Decision: Keep Military Retirement vs Buyback

Published: May 28, 2024

I recently got the following email from a military retiree: “I retired from the military after 20 years as an …More

Assignment of Benefits and Living Benefits under FEGLI

Published: May 21, 2024

Last week I pointed out the circumstances under which an employee who wasn’t covered by Basic insurance under the Federal …More

Adding FEGLI Coverage if You Waived it

Published: May 13, 2024

Over the last few weeks, I described the kinds of insurance coverage offered under the Federal Employees’ Group Life Insurance …More

The Costs and Benefits of FEGLI Option C Coverage

Published: May 7, 2024

Three weeks ago, I began this Federal Employees’ Group Life Insurance program series with an explanation of the cost and …More

FEGLI Option B Coverage: Costs and Benefits

Published: April 30, 2024

Over the last two weeks, I’ve provided a refresher course on Basic Insurance and Option A coverage available under the …More

The Costs and Benefits of FEGLI Option A Coverage

Published: April 23, 2024

Last week, I wrote about the Basic Insurance coverage you automatically get under the Federal Employees’ Group Life Insurance program, …More

A Refresher Course on FEGLI Life Insurance

Published: April 16, 2024

It’s time for a refresher course on the Federal Employees Group Life Insurance program. I say that because it’s a …More

Extended Health Insurance Benefits for Children of Deceased Federal Employees and Retirees

Published: April 9, 2024

Over the last three weeks ago I’ve written about the annuity benefits available to surviving children of deceased federal employees …More

Insurance Benefits for Surviving Children of Deceased Federal Employees and Retirees

Published: April 2, 2024

Over the last two weeks, I’ve written about survivor annuities provided to eligible children. Now I want to zero in …More

Extended Survivor Benefits for Children of Deceased Federal Employees and Retirees

Published: March 26, 2024

Last week I wrote about the annuity benefits of children for federal employees and retirees where one or both parents …More

Survivor Annuity Benefits for Children of Deceased Federal Employees and Retirees

Published: March 19, 2024

Over the past few weeks I touched on children’s benefits and the impact of certain life events on those benefits. …More

Benefits on the Death of a Federal Employee or Retiree

Published: March 12, 2024

In the last three articles on life events, I wrote about marriage, children, and divorce. I’ll conclude this series by …More

Your Federal Benefits in Divorce

Published: March 6, 2024

I started this series on life events with decisions you have to make when you get married. Then I focused …More

Effects on Federal Employee Health Insurance Benefits of Having a Child

Published: February 27, 2024

In last week’s article, I wrote about changes in designations of beneficiaries you might want to make in your insurance …More

Marriage and Your Federal Employee Benefits

Published: February 20, 2024

Not a year goes by without events that change our lives. What’s important is to recognize which of those life …More

What Happens to Sick Leave at Retirement

Published: February 6, 2024

Last week I went over the rules governing the earning, accumulation and use of sick leave. This time I want …More

Your FEHB Premiums and Coverage for 2024

Published: January 23, 2024

If you were already enrolled in the Federal Employees Health Benefits program during the recent Open Season, you either changed …More

Deciding When to Apply for a Social Security Benefit

Published: January 2, 2024

I regularly get questions from readers who want to know when they should apply for a Social Security benefit. While …More

OK You’ve Retired. What’s Next?

Published: December 26, 2023

As usual at year’s end, a flock of you have either just retired or will soon be retiring. So, what’s …More

FEHB and Medicare Parts A and B

Published: November 21, 2023

Over the last few weeks, I’ve written about three topics that need your immediate attention: the FEHB Open Season, FEDVIP …More

Open Season for FEDVIP, FSAs

Published: November 14, 2023

In my last two articles I wrote about the Federal Employees Health Benefit program and the options available to you …More

Using the FEHB Open Season to Change Coverage

Published: November 7, 2023

As I mentioned last week, the Federal Benefits Open Season for the 2024 plan year will be held from November …More

FEHB Open Season Just Ahead, Nov 13 – Dec 11

Published: October 31, 2023

The Federal Benefits Open Season for 2024 will be held from November 13 through December 11. It will allow federal …More

Social Security and CSRS Employees: Eliminating and Offsetting

Published: October 24, 2023

Only a few percent of federal employees are now under the Civil Service Retirement System. But the government is big, …More

Getting Ready to Retire from a Federal Job

Published: September 25, 2023

In this series we’ve looked at steps to decide whether you are ready to retire and how to pick a …More

Picking Your Federal Retirement Date – General Rules

Published: September 11, 2023

Last week we examined issues to consider when deciding whether to retire. Now let’s look at some general considerations for …More

Two Social Security Provisions that Can Impact CSRS Retirees

Published: August 29, 2023

As I wrote last week, if you are covered by the Civil Service Retirement System, you’re a member of a …More

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Questions forum

Retirement & Financial

  • IRAs Exceed Employer-Sponsored Savings Plans but Have Fewer Guardrails, Says Retirement Studies Center

    Assets in IRAs exceed those in employer-sponsored retirement savings plans such as 401(k)s and the […]

  • FEDVIP Considerations into Retirement

    You generally may keep dental and/or vision coverage under the Federal Dental and Vision Insurance […]

More in Retirement & Financial

TSP

  • FERS, TSP and Leaving a Federal Job Before Retirement Age

    Not everyone who starts a federal career will end up still being a federal employee […]

  • OK, FERS and TSP, but What About Social Security Retirement Income?

    Last summer I received a notice from the Social Security Administration that my new statement […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

More in Retirement Benefits

Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2030L 2035L 2040L 2050G FundF FundC FundS FundI Fund
Feb0.82%1.26%1.41%1.50%1.65%0.33%1.63%-0.76%1.08%6.05%
YTD1.95%3.23%3.62%3.88%4.31%0.70%1.84%0.68%3.52%12.34%
10yr5.40%9.56%10.77%11.80%2.80%2.07%15.47%12.39%10.93%
View TSP chart
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