Retirement & Financial Planning Report

The SSA says it has processed benefits increases to 94 percent of the 3.2 million people affected by the law …More

Mid-year is a critical checkpoint for federal employees considering retirement, especially with the traditional end-of-year retirement surge just six months …More

Creating a will is one of the most important steps you can take to protect your family, clarify your wishes, …More

For federal employees planning retirement under the Federal Employees Retirement System (FERS), one of the most discussed—and misunderstood—topics is the …More

The GAO has said that the employment picture for older workers—as well as their financial stability—are now about the same …More

If you have a spouse and/or dependent children, understanding what happens in the event of your death is critical. Survivor …More

When you draft your will, you should name an executor. It will be up to your executor to handle all …More

Let’s look at how to pick a retirement date that increases the dollar value of your annuity. Your annuity computation …More

Federal retirement applications have spiked recently, with the number of applications reaching OPM in May hitting levels typically seen only …More

There are big differences between being employed and retired. I’m not talking about obvious ones, like no longer needing to …More

Many types of assets ask you to name a beneficiary. They include IRAs, life insurance policies, annuities, payable on death …More

This year there will be well over 100,000 Federal Employees taking retirement from the various Deferred Retirement Buyout Programs.   There will …More

The TSP has added details to previously announced changes regarding the available lifecycle L funds and an upcoming option for …More

When it comes to your FERS pension, understanding the key factors that impact your retirement benefit is crucial for making …More

One of the least understood aspects of federal retirement policy involves capturing credit for military service after 1956. The military …More

The provision of federal retirement law requiring that cost-of-living adjustments for FERS employees be lower than those for CSRS employees …More

When you retire you’ll have to make some decisions about life and health insurance coverage, assuming that you are enrolled …More

Any trust created while the grantor is alive is a “living trust” but the term is often used to describe …More

Congress once again is working on proposals to reduce the cost to the government of retirement benefits for federal employees …More

With few exceptions, you can carry one of the government’s most valuable benefits, Federal Employees Health Benefits (FEHB) or Postal …More

You may lose the ability to manage your own affairs as you grow older. Therefore, it’s necessary to have an …More

OPM has taken a step toward automating processing of federal retirement applications, by requiring agencies using one of the two …More

More than a few federal employees retire and shortly afterward conclude they made a mistake and look to return. In …More

Policies requiring that newly hired employees invest by default in retirement savings plans such as 401(k)s and the federal TSP …More

The time a retirement application spends at OPM for processing has received a lot of attention for many years. One …More

A study stresses the need for retirement savers to have a reserve of readily available cash to cover a major …More

Yes, the S&P 500 is down roughly 10% year-to-date. Does it matter? If your TSP and other investments are properly …More

As a federal employee, your financial life includes some unique features – steady paychecks, eventually a cost-of-living adjusted pension, the …More