IRA Insights

An inherited IRA will pass to beneficiaries under the terms of the contract the account owner has signed with the …More

Real Success

Diversification and non-correlation can pay off for investors. For the past five years (through the first quarter of 2005), the …More

Grade-A Plans

Morningstar, which ranks mutual funds, also has ratings for 529 college savings plans. Here are the designated class acts among …More

Out Of Sync

Commodities and commodity futures may deserve a place in a diversified portfolio. An index of commodity futures between 1959 and …More

Post-Mortem Security.

Some tax-deferred annuities offer an irrevocable beneficiary designation option. Here’s how this might work: You can change the beneficiary designation …More

Joint Pains

The simplest, least expensive tactic for dealing with potential incapacity is to put some assets in joint ownership, with right …More

Aid First

When it comes to college savings, be aware that your family may qualify for financial aid, depending on your income. …More