Retirement & Financial Planning Report

Are the assets in your IRA protected from creditors? They may be, under state law. Indeed, even your beneficiaries might …More

To make the most of the kiddie tax, you can provide children under age 14 with enough assets to earn …More

Many couples think that they are doing well if they live within their means. In reality, it’s vital that a …More

Investing in options can be risky but selling covered call options is relatively safe. Suppose you own 2,700 shares of …More

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The 2003 tax act offers lower rates on investments, making 529 college savings plans less attractive. Nevertheless, 529 plans continue …More

A common estate planning strategy is to create an irrevocable trust to hold life insurance. Typically, the trustee will use …More

Why hold foreign stocks in your portfolio? Over 40 percent of the world’s stock market value is outside of the …More

Under the federal financial aid formula, parent-owned accounts in a 529 savings program have very little impact on student eligibility …More

Real estate investors commonly relinquish one property and obtain another via a “like-kind exchange.” In a properly-executed like-kind exchange, you’ll …More

Exchange-traded funds (ETFs), like mutual funds, provide convenience, diversification, and professional management. Most ETFs trade like stocks, on the American …More

Earning 3 percent in a 1 percent world may be appealing, especially if you won’t lose principal. That’s what stable …More

Children under age 14 are subject to special tax rules, under an arrangement informally known as the “kiddie tax.” If …More

Not only has the rate on long-term gains been dropped from 20 percent to 15 percent, by the 2003 tax …More

The new 15 percent tax rate applies only to dividends received outside of a tax-deferred retirement plan. The same condition …More

Log on to www.militarylifestyle.com today. Militarylifestyle.com is a premiere website for military personnel and their families. As a registered user …More

Index funds attempt to duplicate the returns of a given index, such as the S&P 500. Such funds offer these …More

After a legal separation or divorce, the parent who has custody of the children can sign over the dependency exemptions …More

Approximately 5 percent of American families have children with special needs. For the parents, the future care of those children …More

For heirs, a good first step is to keep careful records of what you inherited and the assets’ value at …More

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U.S. savings bonds can provide a higher return than money market accounts or bank CDs. Although they’re promoted as long-term …More

Are you leery of paying full-service brokerage commissions? Wary of having brokers recommend trade after trade in order to pad …More

Consider the following investments for an IRA or another tax-deferred retirement plan: High-yield (junk) bonds. Inside a retirement plan the …More

There may be major difference among “sector” mutual funds, even those in the same sector. Health care funds, which led …More

When you buy or sell stocks, there are two types of orders you can place: A market order obligates you …More

Low interest rates are bringing first-time home buyers into the market and many of them will be buying less expensive …More

Today, litigation risk is a fundamental problem for people who have accumulated assets. In this climate of multi-million dollar claims, …More

If your agency or organization needs to increase its exposure to the federal government, we are now offering newsletter sponsorship …More

If you’re naming a trust as your IRA beneficiary, wording can make a big difference. In some states, for example, …More