Retirement & Financial Planning Report

Because planning ahead is a crucial step in assuring that your transition from employment to retirement is smooth, you need …More

A Social Security reform bill (HR-4583) newly introduced with nearly all House Democrats as cosponsors would eliminate the windfall elimination …More

If you leave the federal government before you are eligible to retire, you may be eligible for a deferred annuity. …More

You could live several decades or longer in retirement; how can you provide for income far into the future? Possible …More

We are halfway through the year. Has anything in your life significantly changed such as getting married, having a baby …More

When protecting against cognitive decline by designating someone to act on one’s behalf, timing is important but there are many …More

If you are married and approaching retirement, you’ll be facing decision of whether elect a survivor benefit for your spouse. …More

An inspector general report has recommended tightening the controls over settlements between OPM and federal retirees in cases of overpaid …More

“Special category” federal employees include law enforcement officers, firefighters, and air traffic controllers. If you fall into one of those …More

The GAO has cited the cost in added premiums for both the government and enrollees in the FEHB program in …More

A homeowner’s insurance policy should not be acquired when you buy your home and then forgotten. Here is how to …More

Many households underestimate their risk that their finances in retirement will be insufficient to maintain their standard of living, says …More

Social Security benefits differ in several ways from civil service retirement benefits, with one prominent difference being that while in …More

There are some big changes coming to Required Minimum Distributions (RMD) in 2023 and beyond. As is usual, Congress has …More

The share of workers “at risk” of not being able to maintain their standard of living in retirement has leveled …More

You want to make sure that all of your creditable service time counts in your retirement calculation. A first step …More

Increasingly, your credit score is being used for purposes other than approving loan requests. You score might be used to …More

A study examining options for shoring up the Social Security program’s finances says that an argument can be made for …More

The latest annual “retirement confidence survey” found both workers and retirees feeling less sure they will have enough money to …More

In general, a deposit is the payment of the retirement deductions, plus interest, that would have been withheld from your …More

While many people prefer to stay where they are after retiring, some choose to move into retirement communities, where they …More

Workers who plan to put off their retirement until past age 65 or to never retire — at least not …More

One feature of the Federal Employees Group Life Insurance program that enrollees typically hope they’ll never use but that they …More

In the U.S. legal system, the slightest misstep can lead to a huge award or a sizable settlement in a …More

A report for Congress has said that there would be several available options under one of the often-proposed ways boosting …More

Retirees whose eligibility for FEHB ends in general cannot get back into the program. Thus, extreme care must be used …More

At any age, illness or injury may cause a catastrophic medical condition and the loss of a patient’s ability to …More

The OPM has posted a “Retirement Quick Guide” to a process that many federal employees who have gone through the …More

One often overlooked part of estate planning is making plans for what will happen if you become incapable of making …More