Retirement & Financial Planning Report

A study by the Employee Benefit Research Institute underscores the importance of consistent investments in retirement savings plans, finding that …More

After you retire, the pay will stop coming and while the annuity will start, it won’t be as large as …More

A report has warned that retirees may face higher costs for health care in retirement than they expect, especially if …More

One of the more difficult choices that federal employees face as they move into retirement is whether to provide for …More

When buying life insurance, don’t simply decide on an certain amount without first defining your need. It could turn out …More

Even though the penalty for claiming Social Security benefits at the earliest possible age of 62 is increasing as the …More

With people living longer and, in many cases, retiring earlier, a retirement fund might have to last for many decades. …More

Sponsors of a bill (HR-82) to repeal the windfall elimination provision and the government pension offset—two reductions in Social Security …More

In order to carry Federal Employees Health Benefits program coverage into retirement, you need to have been covered by the …More

When shopping for life insurance, many people choose permanent insurance policies even though they are more expensive than term policies. …More

The pandemic has caused more people to retire than ordinarily would have been the case but that effect was mostly …More

Once you’ve decided firmly to retire and have turned in your application, it helps to remember that what happens next …More

While hopefully your plan for funding your retirement will provide what you need, you may find that you have needs …More

A study has found that the three positive words or phrases that working age people most commonly associate with retirement …More

The statement you received from the Office of Personnel Management when your CSRS or FERS annuity was approved shows your …More

If you buy homeowner’s insurance based on market value, you may have too much coverage. Just because your home is …More

The Senate Finance Committee has cleared for a vote in the full Senate a wide-ranging bill affecting retirement savings and …More

Federal Employees Health Benefits program carriers are obligated to follow standard coordination of benefit rules established by the National Association …More

People who donate—or bequeath through a will—substantial amounts to charity may want to replace that wealth, for purposes of what …More

The National Active and Retired Federal Employees Association is asking Congress to suspend the requirement that retirees age 72 and …More

If you are still paying a mortgage as you head into retirement, should you pay down your mortgage, reducing your …More

While Social Security’s formula paying either reduced or enhanced benefits is touted as working out the same overall, certain categories …More

If you are retiring on an immediate annuity (including disability), you can continue your FEHB and/or FEGLI coverage into retirement …More

The GAO has pushed the Social Security Administration to better coordinate with the Labor Department to assure that those eligible …More

The best way to help yourself toward a successful retirement is careful, long-term planning. But not everyone will have years …More

There are several strategies you might wish to consider for improving your cash flow in retirement. One is the reverse …More

A budget plan from a caucus of House Republicans revives long-running budgetary proposals that have been largely dormant since the …More

The three levels of FEHB are self only, which provides benefits only to the enrollee; self plus one, which provides …More

When shopping for life insurance, many people choose permanent life insurance policies even though they are more expensive than term …More

While those who retired in the past often drew down their savings only slowly afterward, or even left enough in …More