Retirement & Financial Planning Report

A caller pretending to be from the IRS and falsely accusing people of owing back taxes and penalties is the …More

Whenever you’re dealing with an insurance company, or if you’re in a situation that probably will lead to an insurance …More

In addition to the standard survivor annuity options available to those retiring, another, more rarely used, option exists: the insurable …More

Many people have created revocable living trusts to hold their assets. If you have such a trust, should you use …More

While age 65 is no longer the standard age for receiving standard Social Security benefits, it remains a touchstone for …More

You might lose your FEGLI life insurance coverage under certain circumstances: * you leave government for any reason other than …More

When you’re developing an estate plan, avoid these four common errors: * Don’t give away assets too soon. Youngsters may …More

An assessment of whether projected retirement income will be adequate to meet projected future needs may be inaccurate unless it …More

You may assign your Federal Employees Group Life Insurance to one or more persons, firms or trusts. Assignment means that …More

Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. However, some people are reluctant …More

The Social Security Administration has said that “there are no right or wrong answers” regarding when someone eligible for benefits …More

Assets such as real estate, business interests, collectibles, personal property, and intellectual property may have to be assigned a value …More

Federal Employees Health Benefits program carriers are obligated to follow standard coordination of benefit rules established by the National Association …More

Retirement planning often is based on an assumption that certain expenses will decrease and the household will be able to …More

Traditionally, term life insurance covered a one-year period. Then the coverage was renewed, at a higher price. Recently, such policies …More

The Social Security Administration has said that “there are no right or wrong answers” regarding when someone eligible for benefits …More

One way to hold down the cost of disability insurance is to extend the “elimination” period before disability benefits begin. …More

A majority of workers expects to remain in the workplace beyond age 65, traditionally a common retirement target date, but …More

If you are approved for phased retirement, you’ll receive additional credit for that service toward your full retirement. While you …More

If you have a student in college or soon will, an insurance checkup is probably necessary. Renter’s insurance: Regardless of …More

A recent federal appeals court decision could make it easier for federal retirees to succeed in a claim that they …More

Social Security suffers from a “missing trust fund” that could be restored by increasing taxes in any of several ways, …More

In order to reduce the tax you pay on investments held in a taxable account–that is, outside of a tax-favored …More

OPM has said it opposes an idea, raised over the years as proposed legislation, to centralizing purchasing of prescription drugs …More