Retirement & Financial Planning Report

Almost all older persons are vulnerable to financial fraud and such swindles are a serious and growing problem, according to …More

The original purpose of sick leave was to allow employees to be absent from work either because of physical or …More

Many federal employees, especially those with managerial or supervisory responsibilities, carry professional liability insurance to protect themselves in case they …More

With annual health insurance open seasons under way both in the government and in many private companies, attention once again …More

On separation for retirement or other reasons, you will have several options for dealing with your Thrift Savings Plan account. …More

When you prepay a mortgage you’re essentially investing at the mortgage rate. Paying down a mortgage reduces debt and subtracts …More

Private sector companies are continuing to replace defined benefit retirement plans with defined contribution plans—at a time when the federal …More

Applying for federal retirement is a process that must be handled with care. The first thing you need to do …More

Recent data on the federal workforce show the impact of the much-examined growth of retirement eligibility in the federal workforce, …More

Federal employees covered by the FERS retirement system and by the CSRS Offset system pay into Social Security and for …More

A single-life immediate annuity can deliver ample cash flow for the rest of your life. However, you could buy a …More

Increases in housing prices and gains in stocks since the worst of the recent economic downturn have improved financial security …More

Premiums are deducted from an annuity just as they are from the paychecks of active employees—only once a month rather …More

When you plan for retirement, some simple numbers can help you develop an investment strategy. Start by determining how much …More

While overall participation rates in the TSP are at an all-time high among FERS employees, there are still significant differences …More

Federal employees may take their Federal Employees’ Group Life Insurance (FEGLI) benefits into retirement if they’ve been in the program …More

Many of your assets will pass to a named beneficiary or beneficiaries. They include your IRA, life insurance, annuities, payable-on-death …More

While proposals to impose reduced cost of living adjustments—or “diet COLAs”—in federal retirement have been set aside and retirees are …More

Federal employees who separate for retirement or other reasons with a buyout payment face restrictions if they want to return …More

Deferred annuities have become increasingly popular over the years. As the name suggests, these are investment vehicles in which taxes …More

In an era when personal savings make up an increasingly important part of retirement security, women are behind men overall …More

Getting an early retirement offer, while a fervent wish of many federal employees, brings with it important financial implications. Under …More

How much do you need to save for a comfortable retirement? Some key elements will help you decide: * Your …More

Several work-related factors influence when people claim Social Security benefits, according to a GAO report that said a major motivation …More

Retirees who move must take steps to prevent lapses in their insurance benefits. To report a change in address, write …More

You may have an attorney and an accountant and possibly a financial planner. If so, you might be getting good …More

The Congressional Budget Office has said there are numerous options, some more fiscally painful than others, for shoring up the …More

Beneficiary designations are an important element of federal benefits programs. In fact, the ability to provide for one’s family or …More

More than One Way to Get Money from Home Among married couples, non-financial assets (mostly home equity) represent about 70 …More

The trend of recent years toward young adults living with their parents continues, with implications for their parents who are …More