Retirement & Financial Planning Report

Some people want to give their home to charity yet reserve a right to live there as long as they …More

Careful handling of an inherited IRA can lead to long-term wealthbuilding. Suppose Betty Jones dies and leaves her IRA equally …More

When collectors sell items at a profit, they have to report a capital gain. If the property has been held …More

Running a part-time business on the side can lead to many tax advantages. You may deduct some of the costs …More

Over 40 million Americans are governed by the rules of a homeowners association. Not only can they restrict your home-related …More

When you’re looking for a nursing home for a loved one, remember the cardinal rule of real estate: location, location, …More

QTIP (qualified terminable interest property) trusts are valuable tools in estate planning. Here’s how they work: * The first spouse …More

If you’re not enthusiastic about the potential returns from stocks or bonds or bank accounts, you can shoot for higher …More

If you want to invest in gold, there are essentially two ways to do so. * You can invest in …More

Keys to success in real estate investing include: Management. If you own investment property, it has to be managed, either …More

Most brokerage firms extend margin loans to clients. “Purpose” loans are used to purchase other securities. Typically, you can borrow …More

If you own a valuable home in a desirable neighborhood, you may want to donate that house to charity yet …More

Real estate prices may have peaked, which would make this a good time to sell. However, an outright sale can …More

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) protects all tax-deferred retirement accounts from creditors, including IRAs. …More

You may want to make a change regarding your IRA. If so, keep this distinction in mind: An IRA rollover …More

If you hold a diversified portfolio of stocks, some of your stocks are bound to fall in price. They can …More

No school is going to teach your children about personal finance so it’s up to you to make sure they …More

The price of gold hit a 19-year low in 1999. After bouncing around between $250 and $300 an ounce, prices …More

Although the new tax law extends low rates on dividends and long-term capita gains, it provides no long-term certainty about …More

For 2005 and previous years, children 14 and older were taxed as adults. They could have taxable income up to …More

Under the new tax law, the Tax Increase Prevention and Reconciliation Act (TIPRA), the “kiddie tax” age has been increased …More

For the five years through May 2006, precious metals mutual funds–which invest heavily in gold mining stocks–had annualized returns of …More

Investing in real estate can be extremely rewarding. However, there are risks involved so you should proceed with care. Points …More

If you decide to remodel your house, consider these improvements to make the house more appealing to elderly buyers–or more …More

The new tax law not only increases taxpayers’ exemption from the alternative minimum tax (AMT), it prevents a decrease from …More

The new tax law also extends special tax treatment for taxpayers in the two lowest federal income tax brackets (10 …More

The Tax Increase Prevention and Reconciliation Act (TIPRA) has just been signed into law. As its name reveals, its main …More

Since the 1980s, many banks have bought other banks. According to the Federal Reserve, large banks often charge higher fees …More

When you create an IRA you’ll either use the beneficiary form that’s provided or create a customized form. That’s only …More

Joint ownership might be the most common form of incapacity planning. If your elderly Aunt Mary fears that her health …More