Retirement & Financial Planning Report

Did you pay too much tax on investment income, when you filed your 2005 return? Shifting some of that income …More

If you’re looking for real estate investments now, you probably will have to go beyond residential properties on the East …More

If your children or grandchildren are still in school, with a part-time or seasonal job, they should put their earnings …More

When your children go to college, your family’s share of the total cost will be determined in this manner: What …More

Tax-exempt municipal bonds currently pay high yields, relative to taxable Treasury and corporate bonds. Part of the reason stems from …More

When you create a will, you’ll name an executor or personal representative. That person will be the “quarterback” of your …More

Mutual funds holding many highly-appreciated stocks may have a large potential capital gains exposure. If the fund sells those stocks, …More

Assets held in a child’s name can qualify for low tax rates but the money must be held in a …More

A higher credit score can mean lower costs for your home mortgage, auto insurance, and homeowner’s insurance. To send your …More

Your state may impose a capital gains tax. State taxes aren’t deductible from the alternative minimum tax (AMT) so this …More

One reason for having a will is to make sure your wishes are carried out. If you die “intestate” (without …More

Stock funds often advertise their past performance. However, the results that are reported aren’t necessarily the same as the dollars …More

You should have a will but your estate planning should not end there. Other components to consider include: Trusts. Putting …More

Many couples think that they are doing well if they live within their means. In reality, it’s vital that a …More

Under the federal financial aid formula, parent-owned accounts in a 529 savings program have very little impact on student eligibility …More

A 10-year Treasury bond now yields around 4.5 percent while a top-rated, 10-year municipal bond yields about 4 percent. In …More

The alternative minimum tax (AMT) is a parallel tax system. You calculate the federal income tax you owe two ways–under …More

No matter how old you are, you should have an estate plan that includes these basic steps: Assess your assets. …More

Many brokerage firms and financial planners offer separately-managed accounts (SMAs). In these accounts, investors pay a fee rather than sales …More

Many investors include foreign stocks or stock funds in a diversified portfolio. However, it may not make sense to treat …More

When you buy or sell stocks, there are two types of orders you can place: A market order obligates you …More

If you have a second home that you rent periodically, you should try to keep your personal use to less …More

Among tax shelters, Health Savings Accounts (HSAs) may be unique. They offer three tax advantages: Contributions are tax-deductible. Investment earnings …More

When you apply for life insurance, be sure to honestly report all meaningful health conditions. If you don’t, and the …More

Health care has been growing faster than the overall economy and will continue to do so. The federal Centers for …More

The Office of Personnel Management’s HR products and services division has won a streamlined A-76 competition for case-processing services related …More

The Department of Homeland Security continues to work to institutionalize IT management controls and capabilities across the department but it …More

Five federal management associations have joined to form the Government Managers Coalition to collectively advocate for good government solutions. The …More

You may not be able to keep your parents from going into a nursing home but these tactics will increase …More

You can pare your homeowner’s insurance premiums yet still buy adequate protection. Raise the deductible. Most homeowner’s insurance policies have …More