Retirement & Financial Planning Report

Using custodial accounts to hold assets for children is simple, inexpensive, and effective for income tax savings. There are drawbacks, …More

Under the Federal Employment Retirement System (FERS), federal employees who are unable to work due to a medical condition may …More

A Merit Systems Protection Board publication suggests that both federal retirees and agencies look more closely into the prospects of …More

When shopping for health insurance coverage during the annual benefits open season—November 14-December 12 this year—remember that although plan terms …More

One trend in health insurance of recent years that has become a sore point for FEHB enrollees, increases in out …More

The best way to help yourself toward a successful retirement is careful, long-term planning. But not everyone will have years …More

If you are concerned about inadequate income over a long retirement, consider investing in a variable annuity. * Variable annuities …More

I want to challenge your ideas about retirement and ask whether you could possibly retire at age 50, or even …More

Potentially tens of billions of dollars in financial help and other benefits to retirees are not being claimed because eligible …More

Federal annuitants who are rehired by the government, unlike those who stay retired, can participate in the “premium conversion” arrangement …More

As you grow older, you might no longer want to keep paying premiums for life insurance that you may no …More

Senate sponsors of a Senate bill (S-4808) to revise numerous retirement savings policies—including some affecting the federal employee TSP program—are …More

The annual open season is when most enrollment changes in the Federal Employees Health Benefits program occur, but certain changes …More

While it may seem at first to be a positive to receive a real estate assessment showing that your home …More

A survey of federal employees has found that the TSP, retirement annuities and the FEHB health insurance program are the …More

Regardless of the retirement system you are in, the basic rules on leave accrual are the same for all full-time …More

You likely have both tax-favored accounts and other types of accounts from which to draw in retirement to supplement your …More

People are most likely to fall victim to scams involving Social Security benefits when the scammers overcome their logic with …More

A study by the Employee Benefit Research Institute underscores the importance of consistent investments in retirement savings plans, finding that …More

After you retire, the pay will stop coming and while the annuity will start, it won’t be as large as …More

A report has warned that retirees may face higher costs for health care in retirement than they expect, especially if …More

One of the more difficult choices that federal employees face as they move into retirement is whether to provide for …More

When buying life insurance, don’t simply decide on an certain amount without first defining your need. It could turn out …More

Even though the penalty for claiming Social Security benefits at the earliest possible age of 62 is increasing as the …More

With people living longer and, in many cases, retiring earlier, a retirement fund might have to last for many decades. …More

Sponsors of a bill (HR-82) to repeal the windfall elimination provision and the government pension offset—two reductions in Social Security …More

In order to carry Federal Employees Health Benefits program coverage into retirement, you need to have been covered by the …More

When shopping for life insurance, many people choose permanent insurance policies even though they are more expensive than term policies. …More

The pandemic has caused more people to retire than ordinarily would have been the case but that effect was mostly …More

Once you’ve decided firmly to retire and have turned in your application, it helps to remember that what happens next …More