Retirement & Financial Planning Report

Retirees are not eligible for sick leave but if you use it sparingly while an active employee, you may have …More

Most people have to take minimum required distributions from IRAs and many other retirement plans after they reach age 70 …More

Purchasing a deferred annuity can be an effective strategy to protect against retirement “longevity risk”—the possibility of running out of …More

For federal retirees, OPM handles many of the same types of transactions that agency personnel offices handle for active employees. …More

One long-considered change to the way inflation adjustments would slightly increase COLAs for federal retirement, Social Security and other major …More

If you have any part-time service in your work history, the more part-time service you have in your career, the …More

While rising life expectancies “are undeniably positive, they also mean that more people will face late-life financial risks for which …More

In a recent poll of retirees asking them what they wished they had done differently to prepare, almost half said …More

Have you ever gotten into an argument with your health benefit plan over whether a medical procedure or service should …More

For current income, tax shelter, and appreciation potential few investments match direct ownership of rental property. However, you must be …More

The Social Security Administration has advised that those who have paid into that system—in the federal government, nearly all active …More

One reason for having a will is to make sure your wishes are carried out. If you die “intestate” (without …More

Many retirees are in a “precarious” financial position in part because when they “started their working careers decades ago, the …More

You can retire on an immediate, unreduced annuity if you meet the age and service requirements. But if you want …More

Those who are enrolled in high-deductible health insurance plans tend to be more attentive to their health care, a study …More

An immediate annuity pays out income right away, as soon as it is purchased from the annuity issuer. Sometimes these …More

Two senators who have been leaders in expanding retirement savings opportunities are proposing to ease the required distribution rules applying …More

The period approaching retirement or in early retirement years is a common time to seriously consider taking out long term …More

In retirement planning, two numbers remain crucial: First, how much will you want to spend after you retire? Second, how …More

The Centers for Medicare & Medicaid Services has said it has finished issuing new Medicare cards without Social Security numbers, …More

If you are thinking of leaving government without immediate eligibility for an annuity, you’ll have a choice of whether to …More

The Federal Long Term Care Insurance Program obviously is not the only form of long-term care available. An individual can …More

The latter half of the baby boom generation has now started retiring in earnest but they overall are looking less …More