Retirement & Financial Planning Report

Most IRAs of persons near or in retirement continued to grow in recent years, a study has found in what …More

Although there is no core or standard benefit package required for FEHB, all plans cover basic hospital, surgical, physician, and …More

People of the three main generations currently in the workforce share similar concerns about their finances in retirement but are …More

While much of the attention on the flexible spending account program for federal employees is focusing on using such accounts …More

More households approaching retirement are now saving for it but nearly half of them still lack those savings, according to …More

FEHB provides benefits for you and your eligible family members. The key word there is “eligible.” Some persons who you …More

Your credit score is used for purposes other than approving loan requests. You score might be used to evaluate how …More

The trend toward longer working careers would be even more pronounced except that provisions of some benefit programs such as …More

A relatively little-used provision of federal retirement policy lets you provide a survivor annuity to someone who has an “insurable …More

While it’s common advice that retirees should avoid borrowing if possible, situations could arise when it will be necessary. Where …More

Retirement can be a more challenging proposition for those in physically demanding jobs because a common strategy to make up …More

GAO has underscored the financial challenges facing Social Security, largely due to demographic factors whose implications have been clear for …More

You may gain access to your TSP account during your working career through loans and in-service withdrawals. There are two …More

A complete estate plan for your IRA might call for you to name your spouse as primary beneficiary, with your …More

Deciding when to retire is often viewed as a balance between the benefits of working versus not working, but life …More

Retirees are not eligible for sick leave but if you use it sparingly while an active employee, you may have …More

Most people have to take minimum required distributions from IRAs and many other retirement plans after they reach age 70 …More

Purchasing a deferred annuity can be an effective strategy to protect against retirement “longevity risk”—the possibility of running out of …More

For federal retirees, OPM handles many of the same types of transactions that agency personnel offices handle for active employees. …More

One long-considered change to the way inflation adjustments would slightly increase COLAs for federal retirement, Social Security and other major …More

If you have any part-time service in your work history, the more part-time service you have in your career, the …More

While rising life expectancies “are undeniably positive, they also mean that more people will face late-life financial risks for which …More

In a recent poll of retirees asking them what they wished they had done differently to prepare, almost half said …More

Have you ever gotten into an argument with your health benefit plan over whether a medical procedure or service should …More