Retirement & Financial Planning Report

Many workers age 50 and older do not consider themselves to be in the late stages of their working careers …More

If you are injured on the job, your FEHB enrollment will continue for up to 12 months in nonpay status …More

After you’ve retired, paychecks stop but other sources of income (annuity, Social Security, etc.) kick in. If there’s a shortfall, …More

OPM plans to launch a Federal Annuitant Benefits Survey, focusing on retiree views of the FEHB program, splitting off into …More

A common estate planning strategy is to create an irrevocable trust to hold life insurance. Typically, the trustee will use …More

A transition in the workforce caused by the aging of the baby boom generation has been picking up speed in …More

It’s unfortunate but there are some federal employees who end up with a disabling mental or physical condition that makes …More

Borrowing from a tax-deferred retirement plan such as the TSP or a 401(k) has some advantages. There are no credit …More

Widely used data on the adequacy of retirement savings based on the Census Bureau’s data may understate how financially secure …More

While many older employees look to switch jobs rather than enter into full retirement from their current employer—a common desire …More

You want to make sure that all of your creditable service time counts in your retirement calculation. A first step …More

Just before or after retirement, many people are faced with the prospect of changed finances that may cause them to …More

Many people have pushed back their expected retirement date due to recent economic conditions, but life events often intervene to …More

If you are one of the FERS employees who have at least five years of CSRS service under their belts, …More

Most investors lag the results of the overall stock market because they make one or more of the following mistakes: …More

The government contributions for FERS employees are one of the most attractive features of the TSP but fewer employees are …More

One feature of the Federal Employees Group Life Insurance program that enrollees typically hope they’ll never use but that they …More

Directly owned real estate may prove to be a wealth builder. If you own a solid property, chances are that …More

Statistics show that between 30 and 40 percent of those age 65 and older will need some form of long-term …More

If you are married and approaching retirement, you’ll be facing decision of whether elect a survivor benefit for your spouse. …More

Most people have to take minimum required distributions from retirement plans after they reach age 70 1/2. Such people generally …More

While the overwhelming majority of individuals prefer to “age in place,” an alternative focus that might serve them better is …More

Whether you are employed under CSRS, CSRS Offset or FERS, when you retire you’ll receive a lump sum payment for …More

You may have a large portion of your portfolio in one appreciated stock, perhaps one that you bought many years …More

Various studies have reached differing results regarding whether individuals have saved enough for retirement, a study has said, although care …More

Do you know who will benefit from your Federal Employees Group Life Insurance (FEGLI) or Thrift Savings Plan (TSP) account? …More

Maintaining a home typically is the number one expense for retirees, consuming between 40 and 45 percent of household budgets, …More

Retirees whose eligibility for FEHB ends in general cannot get back into the program. Thus, extreme care must be used …More

An immediate annuity pays out income right away, as soon as it is purchased from the annuity issuer. Sometimes these …More

Retirement savings plan participants who get professional advice tend to get better results than those who go it alone, according …More