Retirement & Financial Planning Report

As you grow older, you might no longer want to keep paying premiums for life insurance. If so, your options …More

Studies showing high rates of people unprepared financially for retirement largely reflect continued increases in needed savings for retirement due …More

Many relatively young retirees choose to start receiving Social Security benefits—assuming they are eligible for them–at the earliest possible age …More

While medical care costs in retirement often are listed as one of the major threats to a retiree’s financial security, …More

Long-term care policies, available from many insurance companies as well as through the federal FLTCIP program, offer a wide variety …More

Whether to purchase an annuity with a lump sum of money available to a retiree is a difficult decision and …More

If you have young children or grandchildren, you have several options for saving on their behalf. One option is to …More

Even without much help from an employer-sponsored defined benefit plan such as CSRS or FERS, the combination of Social Security …More

You may have decided to relocate in retirement, which might mean crossing state lines or just downsizing your living space. …More

Calls from persons pretending to be IRS agents and demanding immediate payments lead the list of the most common scams …More

Your credit score is used for purposes other than approving loan requests. You score might be used to evaluate how …More

Starting saving for retirement early helps greatly to prepare for a secure retirement but for those who don’t, it is …More

While long-term care (LTC) insurance may be necessary for financial security, the premiums can be steep. One way to hold …More

Defined benefit retirement programs are continuing to erode in the private sector even as they have held up in the …More

While the Federal Employee Health Benefits program and the Federal Employees Dental and Vision Insurance Program are both forms of …More

Many people approaching or in retirement decide to set up businesses on the side, often to take advantage of the …More

Women overall are less confident about their prospects to retire with a comfortable lifestyle than are men, but it is …More

A discontinued service retirement is one in which you are forced to retire, usually in the face of a specific …More

If you have a minor child, there are several strategies to pursue for better tax management of money for your …More

Day to day financial concerns tend to overshadow long-term needs such as retirement saving, even though Americans are increasingly responsible …More

Eligible enrollees in the FEHB include current federal employees, annuitants, and eligible family members. Newly hired employees have 60 days …More

You may have several sources of cash available to you for retirement that you had not considered, although using them …More

Only a fifth of workers in their 50s or 60s say they do not plan to work at all after …More

While much of the attention on the flexible spending account program for federal employees is focusing on using such accounts …More

For current income, tax shelter, and appreciation potential few investments match direct ownership of rental property. However, you must be …More

A recent study found not surprisingly that a person’s risk of running short of money in retirement is higher at …More

FEHB provides benefits for you and your eligible family members. What this means is that you can’t exclude any eligible …More

Assisted living arrangements are emerging as a desirable and less expensive alternative to nursing homes even for people with significant …More

Normally, an employee is eligible to retire from federal service when the employee has at least 30 years of service …More

How much of your retirement portfolio should you use for spending money after you stop working? One common benchmark is …More