Retirement & Financial Planning Report

If you are willing to invest a substantial portion of your portfolio in stocks or stock funds and stick with …More

A capital loss won’t count, for tax purposes, if you buy the same security within 30 days of taking the …More

Some analysts expect China’s economy to grow by 8-9 percent a year for the next five to 10 years. That’s …More

As investors fret about potential inflation and weakness of the U.S. dollar, they have been buying gold. Since last November, …More

If you converted a traditional IRA to a Roth IRA in 2008, October 15 is a critical deadline. You can …More

If you take money from your IRA before age 59 ½, you will owe a 10 percent penalty in addition …More

If you are willing to invest a substantial portion of your portfolio in stocks or stock funds and stick with …More

A capital loss won’t count, for tax purposes, if you buy the same security within 30 days of taking the …More

Some analysts expect China’s economy to grow by 8-9 percent a year for the next five to 10 years. That’s …More

As investors fret about potential inflation and weakness of the U.S. dollar, they have been buying gold. Since last November, …More

If you converted a traditional IRA to a Roth IRA in 2008, October 15 is a critical deadline. You can …More

If you take money from your IRA before age 59 ½, you will owe a 10 percent penalty in addition …More

Traditionally, term life insurance covered a one-year period. Then the coverage was renewed, at a higher price. Recently, such policies …More

According to Morningstar, the most popular bond funds, by far, are those that hold intermediate-term taxable bonds: on average, they …More

In 2009, you have a $13,000 per-beneficiary gift tax exclusion. Many Americans will miss this opportunity. If you don’t make …More

If you are concerned about inadequate income in retirement, consider an immediate annuity. What’s more, if you defer your purchase, …More

If you reach age 65 with a life insurance policy you no longer need, you might be tempted to just …More

The value of 529 college-savings accounts sank 21 percent last year, according to one report. That’s because many of these …More

If you use a vacation home fewer than 14 days a year or less than 10 percent of the days …More

Most variable annuities are now sold with a "living benefit." These benefits usually fall into one of these categories: * …More

In 2008, mutual funds specializing in health care stocks lost "only" 23 percent, on average. That was much better than …More

"Buying low" has been the secret to stock market success and there may be few buy-low opportunities today better than …More

Now that real estate prices have plunged in many areas, homeowners trying to sell their homes may have to accept …More

If you (or your parents) have a whole life insurance policy, you can include it in your plans for retirement …More

In 2008, mutual funds specializing in health care stocks lost ”only” 23%, on average. That was much better than the …More

”Buying low” has been the secret to stock market success and there may be few buy-low opportunities today better than …More

Now that real estate prices have plunged in many areas, homeowners trying to sell their homes may have to accept …More

A non-correlated portfolio means that you own investments that don’t perform in a similar manner. You don’t want low correlation …More

If you own a home or another building in a historic preservation district, consider donating a conservation easement to a …More

Are you discouraged by the two severe bear markets of this decade, in 2000-2002 and 2007-2009? If you are still …More