Retirement & Financial Planning Report

Immediate annuities (also known as payout or income annuities) require you to pay to an insurance company. The insurer will …More

The ban on “surprise billing” in health insurance programs—including the federal employee/retiree FEHB program—that took effect at the start of …More

You may decide to relocate in retirement, which might mean crossing state lines or just downsizing your living space. Such …More

A study has illustrated that many persons of retirement age do not equate leaving their jobs with retiring, suggesting that …More

Hitting age 65 brings several important changes for federal retirees that are worth knowing and planning for, even for those …More

One of the most common concerns for retirees is assuring a sufficient income stream for an uncertain number of years …More

A study by the Center for Retirement Research has found several possible explanations for data showing that while parents spend …More

The Federal Long term Care Insurance Program lets you choose between two inflation protection options. The automatic compound inflation option …More

It’s wise for retirees to maintain a cash reserve of perhaps 12-18 months of expenses in an easily accessible and …More

Travel is the most common dream for retirement, followed by spending more time with family and friends and pursuing hobbies, …More

Switching from the current consumer price index measure used to set COLAs in federal retirement, Social Security and some other …More

Not all types of federal compensation can be invested in the TSP. Instead, investments must come from “basic pay,” which …More

A study has found that Generation X overall is behind in retirement preparedness at a similar stage in their life …More

The difference between voluntary and discontinued service retirement amounts to a key distinction for those who return to the government …More

While it’s common advice that retirees should avoid borrowing if possible, situations could arise when it will be necessary. Where …More

A report for Congress shows the effect of delaying addressing Social Security’s long-term funding issue, which has been known for …More

If you want to preserve and enhance the value of your house, buy in an area where the demand for …More

Uncompensated caregiving responsibilities are continuing to grow and are most heavily falling on people in their late career to early …More

After you’ve retired, paychecks stop and sources of guaranteed income (annuity, Social Security, etc.) kick in. If there’s a shortfall, …More

A key House leader on Social Security issues has offered a bill targeting the “windfall elimination provision,” a reduction in …More

If you separate from federal employment and are not eligible for a retirement annuity at that time, you may apply …More

You may have decided to relocate in retirement, which might mean moving a long distance away or just picking a …More

The House has passed HR-3992, to expand protections against age discrimination in hiring by federal agencies and other employers covered …More

Some people who take disability retirement from federal employment recover to the extent that they can return to work, and …More

To find the right financial advisor, start by defining your goals then look for a match. Suppose you are primarily …More

Due to earnings patterns and other factors, women “are at greater risk of not achieving a financially secure retirement than …More

Many active and retired federal employees apparently think that their Federal Employees Health Benefits coverage, Medicare or some combination of …More

A power of attorney can be a vital part of a financial plan. If you lose the ability to manage …More

The TSP expects to begin offering in mid-2022 the long-awaited investment “window” along with several other enhanced features of the …More

A survey by the Employee Benefit Research Institute has underscored the value of health insurance coverage as a workplace benefit, …More