Retirement & Financial Planning Report

A report on the use of target-date investment funds nationwide cites the growing popularity of such funds for retirement savings, …More

While much of the attention on the flexible spending account program for federal employees is on using such accounts for …More

An immediate annuity pays out income right away, as soon as it is purchased from the annuity issuer. These vehicles, …More

Annual cost of living adjustments are an important feature to the Social Security program but their value is undercut in …More

FEHB provides benefits for you and your eligible family members. The key word there is “eligible.” Some persons who you …More

Some people are reluctant to use trusts in their estate planning. You might think that leaving money in trust will …More

Some retirees affected by the “government pension offset” may get relief from that reduction due to promised actions by the …More

One reason for having a will is to make sure your wishes are carried out. If you die “intestate” (without …More

The trend of workers extending their careers for financial and other reasons has started to level off for reasons including …More

A relatively little-used provision of federal retirement policy lets you provide a survivor annuity to someone who has an “insurable …More

In retirement planning, two numbers remain crucial: First, how much will you want to spend after you retire? Second, how …More

Federal retirement benefits can be overpaid for years when the death of a retiree goes unreported, in some cases so …More

A report from the Office of Personnel Management lists the most common problems the agency sees when processing federal employee …More

If you have any part-time service in your work history, the more part-time service you have in your career, the …More

The Federal Long Term Care Insurance Program obviously is not the only form of long-term care available. An individual can …More

About a third of workers say they are rethinking their retirement plans due to the pandemic and of those, twice …More

Have you ever gotten into an argument with your health benefit plan over whether a medical procedure or service should …More

Revocable living trusts are increasingly popular. In most revocable trusts, you (the trust creator) are also the trustee and the …More

Those marrying at older ages should at least consider a prenuptial agreement, since both spouses may come into a marriage …More

The TSP has charted how investment patterns among its investors are changing, with one major factor being the change in …More

A recently offered House bill (HR-4268) would allow federal employees to make deposits into the retirement fund to have time …More

Just under 95 percent of FERS employees now are investing their own money in the TSP, up by 3 percentage …More

There are two features of the Federal Employees Group Life Insurance (FEGLI) program that are not well known nor understood …More

If you’re interested in cash value life insurance, you should know that whole life and universal life insurance are designed …More

Longer working careers are correlated with longer life expectancy, says a study which however adds numerous caveats including that the …More

One valuable feature of the Federal Long Term Care Insurance Program is its more generous rules regarding coverage in retirement, …More

The Office of Personnel Management has said it wants to create a “modern retirement experience” for current and future federal …More

Directly owned real estate may prove to be a wealth builder. If you own a solid property, chances are that …More

Bills are before Congress to enhance retirement savings opportunities in programs such as the Thrift Savings Plan, including opportunities to …More

If you are thinking of leaving government without immediate eligibility for an annuity, you’ll have a choice of whether to …More