Retirement & Financial Planning Report

When thinking of their retirement assets, many people focus just on investment and savings accounts and overlook the fact that …More

Carriers in the two federal employment health insurance programs have been told to better track enrollee out-of-pocket costs that go …More

A federal employee who marries has options for bringing their spouse under their federal benefits. Survivor annuity–When you get married, …More

A health care proxy lets you name someone who can make decisions about your medical care if you can’t make …More

The SSA has said it has recalculated benefits for three-fourths of those who stand to benefit from the law repealing …More

A will does not control the payouts of your retirement, life insurance, and Thrift Savings Plan account at your death. …More

Job satisfaction increases with age, although those still working at age 65 and beyond are just as likely to view …More

The postponed annuity is a feature of the retirement system only open to FERS employees. If you are in FERS …More

First Things First – W2 vs. 1099-R; If you collected a paycheck as an active employee and also received your …More

Much of the cost of family caregiving for older adults falls on the caregivers but existing policies that can help …More

Whether you are preparing long in advance for putting in your retirement application or do it on shorter notice, you …More

If you have a cash value life insurance policy, you can borrow against it. This might be a source of …More

While all but a fifth of persons age 65 and older will need some type of long-term care, those in …More

While to outsiders the United States government may seem like a place where millions of employees enter at the front …More

Updated: One tactic for dealing with potential personal incapacity—inability to make your own financial decisions—is to put some assets in …More

The federal retirement system made nearly $244 million in improper payments during 2024 that “often are from fraud, waste, or …More

Auto and homeowners insurance policies might require you to make temporary repairs to protect your property from further damage. Your …More

The Federal Employees Retirement System (FERS) Supplement is a benefit that remains relatively unknown to many federal employees. If you’re …More

The SSA has said that it has begun recalculating benefits for federal retirees and others who had been affected by …More

Under certain circumstances, the children of deceased federal employees and retirees are entitled a survivor annuity—which for retirees is payable …More

Trust fees vary widely so it pays to shop around and get quotes before making any commitments. Be sure you …More

A study has found a significant gender gap in retirement savings—as well as housing-based wealth—among single persons, while also showing …More

Although no one wants to think about their own funeral arrangements, ignoring the issue can lead to over-spending that will …More

What can you do if the law won’t allow you to provide a federal retirement survivor annuity for someone you …More

In its annual “call letter” to carriers in the FEHB and PSHB programs outlining requirements for the 2026 plan year, …More

Each year, some federal retirees return to government employment, for personal, career or financial reasons. If you are thinking of …More

Many people like the feeling of receiving a refund each year when they do their tax returns. But that refund …More

The TSP “had a record year in 2024 in many ways,” including highs in the percentage of investors receiving the …More

For your financial planning for your family, it’s important to know what benefits would be payable if you were to …More

Chances are you’ve spent a certain amount of time on the creation of your will. You’ve discussed the provisions with …More