Retirement & Financial Planning Report

Two of the best features of the FEHB program is that almost all employees can carry the coverage into retirement …More

Many types of assets ask you to name a beneficiary. They include IRAs, life insurance policies, annuities, payable on death …More

The pursuit of “more” is a powerful psychological driver. From the moment we enter the workforce, we are conditioned to …More

Those the run-up to retirement and in their early retirement years tend to under-estimate their life expectancy, with an impact …More

Perhaps the least-understood form of federal retirement eligibility is discontinued service retirement, or DSR. As the name implies, it applies …More

Updated: The deferred annuity option can be attractive for federal employees who 1) aren’t currently eligible to retire under an …More

While much attention has been paid to the retirement financial security of the Baby Boom generation as it retires, the …More

So-called “incentive trusts” offer rewards to trust beneficiaries who accomplish certain goals. With such a trust, beneficiaries might receive particular …More

As 2022 was coming to a close, US President Joe Biden signed into law the SECURE 2.0 Act, which significantly …More

It’s more important now than ever for federal employees and retirees to know the rules on who qualifies as an …More

A “financial wellness survey” conducted by the TSP of account holders this year found that federal retirees are more confident …More

If you’re at the age where you have elderly parents or other elderly relatives, you may have opportunities to help …More

This year there will be well over 100,000 Federal Employees taking retirement through deferred resignation buyouts, and roughly 50,000 others …More

Because the government-controlled monetary system continually devalues the currency, traditional savings and bonds no longer protect long-term wealth. In an …More

A new “longevity preparedness index” produced by the John Hancock insurance company shows room for improvement in eight areas it …More

As the year draws to a close, it’s the perfect time for federal employees to think about tax planning. Yes, …More

If you have a physical or mental condition that causes you to be unable to perform your job for any …More

Many people naturally want to age in place rather than move to an assisted living facility or another living arrangement …More

How are you doing when it comes to retirement savings? There are many ways to measure success in preparing for …More

Job prospects for workers age 55 and above—whether continued employment or for encore careers after leaving a long-time career—have recovered …More

A federal appeals court has clarified the status of the FERS “special retirement supplement” in divorce cases, holding that that …More

The time a retirement application spends at OPM for processing has received a lot of attention for many years. One …More

RMG put together a list of the most common mistakes we see federal employees make during the course of a …More

Retirement planning is a lot like gardening; you cannot be successful if you start too late.  A gardener prepares the …More

The inspector general’s office at OPM has said that the agency is not regularly receiving all the information available about …More

What keeps you up at night? Well if you are an average American then it is probably the fear of …More

One consideration for older employees and retirees is that children’s eligibility for certain benefits changes as they age. Complicating the …More

More than half of retirees view Social Security as their primary source of income, as do a quarter of those …More

Many people count down the days to retirement, dreaming of sitting on the beach or hitting the links daily in …More