Retirement & Financial Planning Report

With the year two-thirds gone, this is a good time for FERS employees to make sure they won’t lose government …More

Benefits for survivors of federal retirees are one of the most valuable of federal employment benefits—which means, naturally, that they …More

A main reason that two-earner couples get in trouble in preparing for retirement is that the “tend to undersave,” says …More

Making sure your records are in order is a big part of retirement preparation, and it’s never too early to …More

One option in retirement is to sell your house to a grown son or daughter, then rent the house from …More

Just 11 percent of private sector workers now have defined benefit retirement plans, which pay amounts based on formulas including …More

Normally, federal employee is eligible to retire with at least 30 years of service and is at least age 55 …More

With longer life expectancies and more active lifestyles in retirement, retirees deciding whether or not to move—and where to go, …More

For those who continue their Federal Employees Health Benefits program coverage into retirement, as most do, it is generally unnecessary …More

Generation X—those born between the early 1960s and early 1980s—are now in their “sandwich years” and are generally in worse …More

One of the tasks that consumes the time of pre-retirees is figuring out what their annuity will be. They run …More

If you are considering buying life insurance, be sure to first consider thoroughly what need you want it to fill. …More

The latest official report of SSA finances does not show a problem beyond repair, an outside assessment has said, although …More

If you suspect that your reduced income during retirement will not go far enough to cover your expenses, you may …More

While people’s projections of rising life expectancies in general match actual trends, for retirement planning purposes they should consider their …More

To carry your FEGLI life insurance coverage(s) into retirement you must have been enrolled in FEGLI for the five years …More

Here are some tips if you are looking for a continuing care community for yourself or a relative who is …More

Retirees with regular income from a pension or annuity are much less likely to outspend their income than those without …More

Many federal employees say they would readily take a buyout incentive payment if offered, but accepting one should not be …More

About one in 10 Americans are caring for a spouse or parent at any one time, and for most there …More

More than a decade after the Great Recession officially ended, retirement confidence levels finally have returned to the levels reached …More

“Special category” employees include law enforcement officers, firefighters, and air traffic controllers. If you fall into one of those categories, …More

Long-term care policies, available from insurance companies as well as through the federal FLTCIP program, offer a wide variety of …More

Participation in retirement savings plans tends to increase after marriage and those already participating tend to invest more as well, …More

The difference between voluntary and discontinued service retirement is a key distinction for those who return to the government as …More

An analysis of whether an individual’s finances will be adequate for retirement needs should include a clear understanding of what …More