Retirement & Financial Planning Report

An individual’s own idea of how long he or she will live—what is called “subjective” life expectancy—often influences retirement decisionsmore …More

When planning for retirement, one crucial step is to make sure you’re getting service credit for all your working time …More

If you think, or know, that your reduced income during retirement will not go far enough to cover your expenses, …More

The percentages of households at risk of not having sufficient retirement income to maintain their standards of living remained about …More

If you are approved for phased retirement, you’ll receive additional credit for that service toward your full retirement. While you …More

Many people buy a second property in retirement, one that’s used primarily for vacations. You may enjoy seeing your children, …More

Federal agencies for several years had increased the number of federal retirees they hired but that number has slipped somewhat …More

A power of attorney can be a vital part of a financial plan. If you lose the ability to manage …More

Certain types of financial scams are most commonly targeted toward older employees and retirees who should be especially attuned to …More

Workers in the years approaching retirement are highly interested in phasing into retirement rather than using it as an abrupt …More

A report from the Center for Retirement Research argues in favor of having a limited choice of funds in retirement …More

If you are e 60 or older, there is no restriction on the amount of income you can earn while …More

A review of retirement savings plans comparable to the TSP shows that the federal plan in many ways mirrors what …More

Many federal employees carry professional liability insurance coverage, which can help shield them against legal costs related to suits brought …More

People hoping to achieve longevity on the job should pay especial attention to how they manage stress, along with nutrition …More

The Federal and Dental Vision Insurance Program carries some special provisions of interest to late career employees and retirees that …More

Addition of a self plus one option to the FEHB likely will be attractive to retirees who have only one …More

One option in retirement is to sell your house to a grown son or daughter, then rent the house from …More

Men and women have somewhat different attitudes toward providing financially for their family members and toward accepting help from them, …More

You may assign your Federal Employees Group Life Insurance to one or more persons, firms or trusts. Assignment means that …More

If you have an ample IRA, ongoing tax deferral can enrich your heirs. Poor planning, though, may rob your beneficiaries …More

About three in five IRA accounts are in what financial professionals call an “extreme” position by being overly weighted toward …More

A widow or widower of a deceased retiree who is eligible for a survivor annuity under either CSRS or FERS …More

Life insurance may play a vital role in an estate plan because insurance proceeds can be counted on to provide …More

In a request widely seen as potentially paving the way for legislative efforts next year to cut back on the …More

While the vast majority of federal employees have not joined the Federal Long Term Care Insurance Program, many consider joining …More

If you decide you want to make lifetime gifts to your kids, what should you give away? Here’s one recommended …More

About half of households headed by someone age 65 and older has debt, which can be a significant issue for …More

An employee is eligible for a lump-sum payment for any unused annual leave when he or she retires or otherwise …More

How much life insurance coverage do you need? Rather than follow a pre-set formula, you should evaluate your personal situation …More