Retirement & Financial Planning Report

Variable annuities offer buyers the chance to choose among subaccounts, many of which resemble stock funds or bond funds. Your …More

Increasing numbers of older persons are suffering from Alzheimer’s Disease, imposing significant financial as well as emotional burdens on those …More

If you have or adopt a child, he or she is eligible for coverage under the Federal Employees Health Benefits …More

If you are a FERS employee, you can retire on an immediate unreduced annuity with the following minimum combinations of …More

Before you sign an engagement letter with a financial advisor, be cautious about where his or her interests lie. Here …More

The portion of the federal workforce covered by CSRS is shrinking steadily as those employees hit retirement eligibility. Eligibility is …More

With a deferred annuity, you invest a lump-sum or a series of payments. The goal is that over time you …More

While taking out a reverse mortgage is a commonly cited way to use a home as a retirement asset, downsizing …More

If you’re single with a child or children you’ll probably name your child or children as your IRA beneficiary. After …More

The trend of recent years of delaying retirement continues, according the Labor Department data that also show however, that other …More

The law gives certain rights to your spouse, including a separated spouse, so long as your account balance is more …More

A report from the Employee Benefit Research Institute has underscored the importance of consistency in retirement savings, saying that in …More

Windfall Elimination Provision and the Government Pension Offset can affect the retirement benefits employees and retirees who are or were …More

In recent years new retirees overwhelmingly have come from the baby boom generation and the changes they are making in …More

If you are an employee or retiree covered by the Federal Employees’ Group Life Insurance program, on your death the …More

If you’re shopping for whole life insurance, an agent likely will show you an “illustration,” a computerized printout that might …More

The Federal Employees Dental and Vision Insurance Program (FEDVIP) and the Federal Long Term Care Insurance Program (FLTCIP) are handled …More

A decision on whether to hold certain investments inside your tax-deferred retirement plan or outside also depends on: * Your …More

One argument being raised in favor of increasing eligibility ages for Social Security and other retirement-related benefits is that increases …More

The annual increases in Federal Employees Health Benefits program premiums have many employees late in their careers thinking about dropping …More

Life insurance commonly is used to provide some financial security for your spouse and children. But you may have to …More

A retirement savings strategy should include a Plan B in case of inability to continue saving at a projected rate …More

CSRS employees need to understand that their annuities may be reduced–by the decades-old “Catch-62” provision–if they haven’t made a deposit …More

Views of retirement and preparations for it vary by generations, according to the TransAmerica Center for Retirement Studies, but one …More

A federal employee who marries has a number of decisions to make regarding benefits. Survivor annuity When you get married, …More

The start of a new year is a good time to review your designations of beneficiaries on accounts such as …More

Health care and supportive services for aging people are important in whether a community is an attractive place for them …More