Retirement & Financial Planning Report

Women overall are more concerned than men about their financial security in retirement but may be missing opportunities to better …More

Late-career employees who find themselves in need of a lump-sum of money–such as to pay off a mortgage, buy an …More

A recent report questioned the value of offering incentives for people to buy long-term care insurance, one of the types …More

When you retire (or separate from the government for other reasons) you’ll be eligible for a lump-sum payment for unused …More

“Leakage” from retirement savings plans such as the TSP and 401(k)s is most often associated with cashing out accounts when …More

If you file a claim under the Federal Employees Health Benefits program and it is denied, a set of appeal …More

An analysis of the latest financial report on Social Security says that while the worst of the program’s problems are …More

While no one likes to think about the prospect of becoming disabled, it is important to understand disability coverage under …More

When you prepay a mortgage you’re essentially investing at the mortgage rate. Paying down a mortgage reduces debt and subtracts …More

When purchasing life insurance on the open market, applicants generally are put into one of these broad categories: * Preferred …More

If you have a second home you might want to rent it out either periodically or on a long-term basis. …More

High net worth and good health are the top indicators of personal satisfaction in retirement but across those and other …More

Some FERS employees will retire with a CSRS component in their annuities. Mainly this involves those with a break in …More

So-called “living trusts,” created while you’re alive, are increasingly popular. The term typically refers to revocable trusts, because they can …More

If you are an employee covered by the Federal Employees’ Group Life Insurance (FEGLI) program, there’s an extra benefit in …More

A single-life immediate annuity can deliver ample cash flow for the rest of your life. However, you could buy a …More

More people are voluntarily changing jobs relatively late in their careers—age 50 and later–and those people in turn are likely …More

If you’re dressing up your home for sale, consider: Curb appeal–Your home’s exterior should create a desire to own the …More

States have been taking steps to address the issue of misuse of funds by persons acting as financial guardians for …More

To help speed up the processing of your retirement application, it helps to submit what OPM calls a “healthy” application. …More

The number one thing that older workers should not do in job interviews is to be apologetic about their age, …More

If you have elderly parents, you may have opportunities to help them remain independent. That can be tricky because many …More

More men than women are confident about their retirement security but men overall expect nonetheless to continue working longer, according …More

Revocable trusts can be revised or annulled, as the name suggests. In some areas, they’re promoted as “living trusts.” As …More

OPM in 2016 processed a higher percentage of applications for retirement within its target of 60 days than it did …More

While the majority of those who retire from the government do so voluntarily and with eligibility for an immediate annuity …More

The millennial generation’s preferences regarding health insurance differ from those of their predecessor generations, according to a report from the …More