Retirement & Financial Planning Report

The decline in availability of defined benefit retirement plans is continuing but the extinction of such plans is not imminent, …More

For both CSRS and FERS employees, the requirements to be granted disability retirement by OPM are the same. You are …More

Long-term care (LTC) insurance policies generally have many options for you to choose among. Examples include: Inflation rider: This benefit …More

A higher percentage of people are using nursing homes than in the past and such stays can seriously damage their …More

At any age, illness or injury may cause a catastrophic medical condition and the loss of a patient’s ability to …More

A recent GAO report on the federal workforce said that of the the 1.96 million permanent career executive branch employees …More

There are situations in which you might wish or need to take leave without pay. Before you do, you should …More

One area in which the private sector has taken a lead over the federal government involves helping them set their …More

At retirement most married federal employees elect a survivor benefit for their spouses. Another option is that any retiring employee …More

A study has found that overall, debt among families with persons age 55 and older has held about steady in …More

You do not need to make a Thrift Savings Plan withdrawal or even decide how you want to make a …More

When shopping for life insurance, many people choose permanent life insurance policies even though they are more expensive than term …More

While aging in place is increasingly desired as an alternative to moving in retirement, it is best accomplished in communities …More

After you submit your retirement application, your personnel office will finish the processing and forward the package to your payroll …More

In many areas where home values still haven’t recovered from the downturn, home assessments may not have declined at the …More

A recent report for Congress warns that without changes, Social Security will exhaust one of its trust funds only in …More

If you are thinking about retirement, one of the issues you are probably factoring into your decision is how much …More

Increasingly, your credit score is being used for purposes other than approving loan requests. You score might be used to …More

With financial abuse of the elderly a large and growing problem, the federal Administration on Aging is urging persons with …More

Whether to accept a buyout is a highly personal decision based on an individual’s financial and career situations. Those who …More

Variable annuities increasingly offer guaranteed minimum income benefits. Such benefits provide variable annuity investors a guaranteed return if they: * …More

Attitudes toward reverse mortgages have changed in recent years, according to a report by the MetLife Mature Market Institute, moving …More

The FEHB health insurance and FEDVIP dental and vision insurance programs are paired in many people’s minds. They are both …More

So-called “living trusts,” created while you’re alive, are increasingly popular. The term typically refers to revocable trusts, because they can …More

Older workers increasingly find themselves functioning as caregivers and providers in both directions, helping support their own parents as well …More

One of the more difficult choices that federal employees face as they move into retirement is whether to provide for …More

If you decide to remodel your house, consider these improvements to make the house more liveable for yourself as you …More

With increasing longevity comes increasing risk of debilitating health conditions in retirement, according to the Sloan Center on Aging and …More

A decision on whether to hold certain investments inside your tax-deferred retirement plan or outside also depends on: * Your …More

Adding a self plus one option to the FEHB program likely would benefit many older employees and retirees who currently …More